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Commercial&MultifamilyFocusGroup
🚀 Greater Houston REIA Commercial & Multifamily Focus Group
How Banks REALLY Approve (or Kill) Multi-Family & Retail Deals
Location: 2015 S. Shepherd Dr., Suite 200, Houston, TX 77019
An Inside-the-Bank Breakdown with a Senior Lending Decision-Maker
Most multi-family and retail deals don’t die because the deal is bad.
They die because the borrower didn’t understand how the bank evaluates risk, structure, and execution.
This session pulls back the curtain.
We’re welcoming Brandon Dansby, Senior Vice President at First Community Bank, for a rare, lender-level conversation on how local banks actually think when approving multi-family and retail commercial loans.
Brandon isn’t a theorist. He’s spent decades inside community and commercial banking—including serving as EVP and Chief Lending Officer—and has personally evaluated, structured, approved, and declined thousands of deals.
This is how decisions are made before you ever get a term sheet.
What You’ll Walk Away With
- Exactly how banks evaluate multi-family and retail deals (the real decision drivers)
- How deal structure and documentation impact approvals—and the mistakes that quietly kill deals
- Why local banks operate differently than national lenders, and how to leverage that
- Zoning and permitting considerations lenders care about (and when they become red flags)
- Financing strategies for development, owned land, and pre-leasing
- How to position yourself as a borrower banks want to work with—before you apply
This isn’t a presentation you passively listen to.
Brandon will be answering live, deal-specific questions, giving you the opportunity to pressure-test real scenarios, assumptions, and structures directly with someone who sits on the approval side of the table.
Who This Session Is For
- Multi-family investors and operators
- Retail and mixed-use investors
- Developers and landowners
- Serious investors preparing for acquisition, refinance, or development
If you plan to raise capital, approach banks, or structure commercial deals in 2026, this session gives you a decisive edge.
Event Details
đź“… Wednesday, January 21, 2026
⏰ 6:30 PM – 8:30 PM
đź“Ť 2015 S. Shepherd Dr, Suite 200, Houston, TX 77019
⚠️ If you want fewer surprises, stronger approvals, and better lender conversations, this is not optional.
